: Rs.5,000 Welcome Bonus: Rs.10,000 Cashback Other Categories Above mentioned lists and the respective cards are some of the most commonly used credit cards in India. Hence, these are all-rounder cards used by vast majority of users and it is easy to get approved as well. Standard Chartered Manhattan, standard Chartered has very good cashback offers with Uber and so holding this card is one of the best ways to save on your cab expenses. Only downside though is lower acceptance of Diners cards in India compared to Visa/MasterCard, which means, you have to keep a backup card handy. This card in itself is not a great card, but it helps to get Citi Prestige, which ill cover shortly. With close to 10 active cards in my wallet, the below list covers most of my cards and even more. Despite being an expensive card, you get maximum benefit only if your lifestyle itself is very much a premium one. Contents, best Lifestyle Credit Cards, lifestyle cards are nothing but the cards that suits almost everyone for any kinds of spends, be it dining, online shopping, etc. Low foreign currency markup fees on international transactions, 5X/10X rewards with selected merchants are some of its benefits. If you are doing trips in apac, this card can help you save well (Hotel lounge Limo).
Hdfc s flagship credit card and has its name and fame for many years in the industry. Consider it as an upgraded version. Regalia, first which we saw above.
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If you travel by Indian railways very often (40 trips annually consider going for this card. Yesbanks Preferred card is one of the best with its default 2 reward rate. From milestone benefits to lounge access, SBI Prime has everything you need under single roof and that too with a renewal fee waiver on 3 Lakh spend. Best Premium Credit Cards, premium credit cards comes into picture when your lifestyle falls bit beyond ordinary. I would suggest to go for it only when its free as the merchant offers are less, which makes it comparatively less attractive. Citibank Premiermiles is a rewards card more like hdfc Regalia and fits well only for the Citi Priority/Gold account holders. So 3L spend shouldnt be tough to achieve. Its hdfcs flagship credit card and has its name and fame for many years in the industry. Holding Citi Gold/private account will further help you get accelerated rewards. .
Yes First Preferred, yesBank YES First Preferred Credit Card. Click on each of below link to check out the list of best cards in the each category. SBI Prime, sBI Prime Credit Card. Sbicard, prime was launched in 2017 and its one of the best credit card in India for many cardholders since then. Hdfc Regalia First, hDFC Regalia First Credit Card, unlike SBI Prime which is a paid card, hdfc Regalia First comes at free of cost, which fits well for those who are not comfortable with paying high joining fees. Regalia First which we saw above. Remember, there is no one card that fits all, because where we spend, how much we spend and how much joining fee were willing to pay varies from person to person. .
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